Apply now and we can begin the journey to your dream home together!
Which home loan is right for you?
The best home loan program is the one that saves you money. The process in itself shouldn’t be overwhelming. Learn about different loan options available to you for buying or refinancing based on loan terms, down payment and other circumstances. Once you are ready to take it to step 2, fill up the form on our website or call one of our experts and we will help you with rest of the process.
VA Home Loans
- No down payment
- No Mortgage Insurance
- VA loans have a government guarantee
- VA loan closing costs are lower
- VA loans donāt allow a prepayment penalty
FHA Home Loans
- Low Down Payment of only 3.5%
- Relaxed Credit Score Requirements, you can qualify with even a score of 580
- First-Time Homebuyers first choice
- Many Home Types are Eligible
USDA Home Loans
- NO money down
- Low interest rates
- 30 year fixed rates
- Government guaranteed
- Flexible credit guidelines
Locked in at higher interest rates? Consider refinancing your home loan and save with all time low interest rates!
Refinance Loans
- Lower monthly payments than you are paying now
- Lock in at the same low rates
- Pulling cash out of your equity
- Working through any credit issues that may have you thinking you will miss out on these rates
Renovation Loans
- Get up to $30,000 for work on the house that you are buying
- Can include some furnishings
- Great, 30 year fixed rates
- Credit scores down to the mid 600s
- We are here to walk you through all of the scary parts
Capitalize on record low rates to start your investment property portfolio!
Investment Property
- First time investors
- Bridge loans
- Multi-family homes
- Jumbo loans
- Commercial properties
General Purpose Purchase
- Loan programs are available for almost all borrowers
- Rates on 30 year fixed rate loans have never been lower
- It is truly a buyerās market right now
- There has never been a time to make the jump into home ownership
What our clients have to say about us
Mitch was the cornerstone of the process that led to my becomingĀ a home owner. He worked as a loan officer primarily, but alsoĀ helped with many phases of the process that went well beyond theĀ scope of facilitating a mortgage. His knowledge of the market,Ā ability to produce results from others overall efficiency was key.
Tom Kondilas
Videographer at Jones DayI was selling a home to renters who had a challenging creditĀ history. Mitch was very well versed in a wide variety of mortgageĀ programs. He was able to clean up this couples credit andĀ structure a mortgage that fit everyone’s needs. I would absolutelyĀ use Him and his Team again!
Rick Carnahan
Sales Representative at Vector SecuritiesI would definitely recommend Mitch! You can trust this guy! IĀ would not hesitate to do business with him any time in the future!
Marilyn Ward
Dragonward Miniature SchnauzersIf, Mitch is involved, I know my clients will be guided in the direction needed to reach their dream of home ownership. Thank you for making me look good.
Michelle Siebott Cornwell
Licensed RealtorShare with Family and Friends
Mitch was very helpful in working through a difficult mortgageĀ loan for a mutual client. He was instrumental in keeping the dealĀ together.
Marc Woods
Real Estate Consultant at RE\MAXI wanted to thank you for helping turn around my loan andĀ keeping it on the right track. It was a little ruff but with the soundĀ advice that you gave helped.
Jonathan Harrington
Director of ProcurementNavigation
Our Address
Community Heights Funding Inc.
1335 W 114thĀ St.
Cleveland, Ohio 44102
NMLS# 1956164
Click here for Community Heights Funding Inc’s access page.